Mlife Rewards Program (Full Guide)

Mlife is a casino rewards program offered by MGM group. You can earn points when you play at these MGM-owned resorts in Las Vegas: Aria, Bellagio, MGM Grand, Mandalay Bay, Monte Carlo, The Mirage, NY NY, Luxor, and The Excalibur.

MLife is MGM Resorts’ acclaimed loyalty program, offering guests the chance to earn rewards and access special perks during their stay. This detailed guide will outline the straightforward steps to join MLife, explain the tier levels, and show you how to maximize points to enhance your MGM experience.

I’m happy to say I’m a member of this program alongside the Wynn Casino’s and the more local-facing Station Casinos Program.

MLife : What to Know

  • MLife is a comprehensive rewards program where every wager, room stay, and on-site expense at MGM Resorts earns you points, which can be used for comps across various MGM properties.
  • The MLife program offers tiered membership levels (Sapphire, Pearl, Gold, Platinum, Noir), with each tier providing an array of benefits and rewards such as room upgrades, waived fees, and priority services to enhance the MGM Resorts experience.
  • The MLife Credit Card amplifies reward potential with points and tier credits for every purchase, plus introducing additional exclusive discounts and benefits with no annual fee, making it a valuable tool for maximizing perks.

Exploring the MLife Universe

New York New York is part of Mlife.

Imagine a loyalty program that appreciates not just your casino play but also values your on-site expenses such as hotel stays. That’s MLife for you! Originally a casino rewards club, MLife has evolved into a fantastic all-encompassing loyalty program. Every wager, every booking, every meal at MGM Resorts could be your ticket to exciting rewards.

Signing up for MLife is quite straightforward. Here’s how:

  1. Bring a valid government-issued photo ID to an MGM Rewards desk.
  2. Enroll and start earning points immediately.
  3. Earn BetMGM Rewards Points for your wagers.
  4. Convert these points into comps for rooms, dining, and other amenities at various MGM Resorts across the country.

These perks significantly enhance your vacation experience.

Navigating the Tiers of MLife

MLife Tiers

The MLife Rewards program is an exhilarating journey that elevates your experience with each tier. As you ascend from Sapphire to Pearl, Gold, Platinum, and finally Noir, you unlock a unique set of perks and benefits that enhance your MGM Resorts experience. Each tier level rewards your loyalty with an array of benefits that make your stay at MGM Resorts all the more exciting.

What’s more enticing? Each dollar spent at MGM Resorts earns you points and tier credits. The more you spend, the more MGM Rewards Points and Tier Credits you earn. These points and credits not only get you closer to the next tier but also unlock a world of rewards that can be enjoyed across MGM Resorts. You might be closer to your next upgrade than you think!

Sapphire: The Entry Point

Starting your journey with MLife at the Sapphire level in Las Vegas is like stepping into a world of incredible benefits. From earning MGM Rewards Points to enjoying guaranteed lowest room rates and bonus slot dollars, the perks are just the beginning at the Las Vegas MGM.

But that’s not all. As a Sapphire member, you can earn MGM Rewards Points by participating in a variety of activities such as entertainment, dining, and room stays at MGM Rewards Destination properties. Plus, enjoy the guaranteed lowest room rates, allowing you to save on accommodations at MGM Resorts International properties. Don’t forget to manage your MGM Rewards Account to keep track of your points and benefits, and make the most of your MGM Rewards Card, including the MGM Rewards Mastercard. All these perks are available to MGM Rewards Members through the MGM Rewards Program, which has its own set of MGM Rewards Program Rules.

Indeed, Sapphire provides an excellent starting point for your MLife journey.

Pearl: The Next Step Up

Stepping up to the Pearl tier is like opening a treasure trove of fantastic benefits. On top of retaining all the amazing benefits of the Sapphire level, Pearl members get to enjoy a 10% bonus on Slot Dollars and complimentary self-parking.

Imagine the thrill of playing your favorite slots and video lottery terminals, earning an additional 10% on your Slot Dollars. Or the convenience of complimentary self-parking at MLife properties every time you visit. The Pearl tier significantly amplifies your overall MGM Resorts experience.

Gold: VIP Treatment

Gold is where the VIP treatment begins. With exclusive perks like free valet parking, priority dining reservations, and a waived daily resort fee at select MGM Rewards destinations, the Gold tier is a luxurious upgrade.

Imagine checking into your room and getting upgraded to a better view or a higher floor. Or enjoying a sumptuous meal at an MGM Resort restaurant using your special $100 dining credit. What’s more exciting? You get to save on daily resort fees, allowing you to allocate more funds towards enjoyable activities.

The Power of the MLife Credit Card

MLife Credit Card Benefits

The MLife Credit Card offers:

  • Up to 3 Points and 3 Tier Credits per $1 spent at MGM Rewards destinations
  • A gateway to a superior rewards experience
  • Amplified earning potential with every swipe

What’s more, you get to enjoy exclusive discounts and perks based on your tier level. What’s more attractive? The MLife Credit Card carries no annual fee, adding value to your wallet.

Benefits Unlocked with Every Swipe

Swiping the MLife Credit Card is like unlocking a world of benefits. From dining discounts at participating MGM-owned outlets to discounts on select shows and room rates, the card offers an array of perks.

Imagine saving on your meal at over 400 MGM dining establishments or getting a discount on your favorite show. Or enjoying up to a 10% discount on room rates. Undeniably, the MLife Credit Card significantly uplifts your dining and entertainment experiences.

Travel with Ease

Traveling with the MLife Credit Card is like having a trusted companion by your side. From priority check-in privileges to late check-out options, the card makes your travel experience smoother and more enjoyable, while also offering air travel credit.

Imagine checking out as late as 4 p.m., allowing for a more relaxed end to your stay. Or earning 3 points and 3 tier credits for every dollar spent on travel purchases at MGM Rewards Destinations. Indeed, the MLife Credit Card revolutionizes your travel experience.

Understanding the Costs

Despite the MLife Credit Card providing numerous benefits, understanding its related costs is vital. The card comes with an exciting introductory interest rate of 0% APR on purchases and balance transfers for a certain period. After the introductory period, the standard variable APR applies.

The good news? The MLife Credit Card has no annual fee, making it a cost-effective choice compared to other reward credit cards that may have these fees. However, it’s crucial to be aware of potential fees like foreign transaction fees and balance transfer fees to make the most of your card.

Maximizing Your MLife Experience

Maximizing MLife Rewards

To maximize your MLife experience, seize every opportunity that comes your way. From earning rewards on dining, entertainment, and activities to leveraging status match opportunities with partner programs like World of Hyatt, there are numerous ways to boost your rewards.

Be it dining at an MGM restaurant, staying at an MGM Resort, or attending a thrilling show, each dollar spent accrues points for you to redeem against a range of benefits. Successfully matching your status with World of Hyatt can provide access to more benefits and chances to earn.

From Dining to Entertainment

Dining and entertainment are not just enjoyable experiences; they’re opportunities to earn and redeem MLife Rewards Points. Here are some benefits of the MLife Rewards program:

  • Exclusive discounts on select shows
  • Earning points for every dollar spent on dining, activities, and entertainment at MGM Resorts
  • Every experience is a chance to earn rewards

So, make the most of your dining and entertainment experiences and start earning rewards today!

Imagine enjoying a meal at a celebrity chef’s restaurant and earning points for it. Or getting a discount on your favorite show and earning points on your ticket purchase. With MLife, each dollar spent on dining, entertainment, and activities does more than just enrich your experience; it also propels you towards your next reward.

Status Match Opportunities

The MLife status match with the World of Hyatt program is a fantastic opportunity to enhance your benefits. By matching your status with World of Hyatt, you not only retain your MLife benefits but also unlock a host of Hyatt benefits.

Imagine having your resort fees waived at MGM Resorts properties or enjoying the perks that come with a World of Hyatt elite status. Matching your status doesn’t just boost your MLife experience; it also unveils a plethora of Hyatt benefits:

  • Complimentary room upgrades
  • Late check-out
  • Access to exclusive lounges
  • Priority check-in
  • Bonus points for every stay

So why not take advantage of this opportunity and elevate your travel experience?

Making the Most of Promotions

Promotions serve as unexpected rewards, adding an element of thrill to your MLife experience. Staying updated on limited-time promotions and offers allows you to make the most of your MLife membership and rewards.

Be it a unique dining experience at an MGM restaurant, an exclusive show, or a stay at an MGM Resort, there’s always a promotion that can enhance your experience. What’s more exciting? The number of promotions you receive is directly proportional to your Tier Status and spending/gaming activity, implying that higher activity levels lead to more promotional benefits.

MLife Login

To check your Mlife account status and view your rewards, or to sign up, simply visit this page.  If you are an employee, login here.

Want to Live Like a Vegas Local?

Here are my top picks for dining in Las Vegas off the strip:


Maximizing your vacation experience is all about making the most of every opportunity, and with MLife, those opportunities are plentiful. From earning points and tier credits on every dollar spent to enjoying unique perks at various tier levels, MLife transforms your MGM Resorts experience. And with the MLife Credit Card and status match opportunities with World of Hyatt, your rewards experience is even more enhanced. So, why wait? Start your MLife journey today and unlock a world of exclusive benefits and rewards.

Frequently Asked Questions

What are the benefits of having an MGM credit card?

Having an MGM credit card allows you to earn rewards points on all purchases, which can be redeemed for Slot Dollars, MGM Rewards Points, and Tier Credits to access exclusive benefits. Start maximizing your card benefits today.

Does MGM Resorts have a credit card?

Yes, MGM Resorts does have a credit card called the MGM Rewards Mastercard. It offers benefits such as earning points for every dollar spent and automatic elite status.

How much is 10,000 MGM points worth?

10,000 MGM points are worth $100, which can be redeemed for Slot Dollars, rooms, dining, and entertainment at MGM locations. The points are valued at 1 cent each, so $100 in value.

What is the difference between M Life and MGM Rewards?

The main difference between M Life and MGM Rewards is that M Life Rewards has officially changed its name to MGM Rewards, offering more rewards for non-gaming guests, including benefits such as complimentary self-parking, air travel credits, cruises, and dinner parties for higher status tiers.

How can I join the MLife program?

You can join the MLife program by presenting a valid government-issued photo ID at an MGM Rewards desk and meeting the minimum tier credit requirements. It’s a straightforward process to start enjoying the benefits.


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